Uber has changed the way we travel. By simply using the Uber app, you can get a ride almost anywhere, simplifying the way we move around. Despite its convenience, risks still exist. Accidents can happen, and passengers could end up injured.
This article explores typical Uber accident injuries, the process of determining fault, as well as the legal process for compensation.
Typical Injuries in Uber Accidents
When riding in an Uber, a variety of injuries, particularly when the vehicle is in an accident. Among the most common injuries are:
Whiplash: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. Symptoms can be delayed, making it uber accident claims passenger harder to recognize early on.
Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. Such injuries often require long recovery periods and surgery.
Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. These injuries may result in long-term cognitive issues and other serious health problems.
Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.
Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.
Deep Cuts and Wounds: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.
Who Is Liable in an Uber Accident?
Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.
Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. This includes speeding, texting while driving, or breaking traffic laws.
A Different Driver: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.
Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. Liability could extend beyond drivers, requiring investigation into other causes.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.
Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The coverage includes $1 million for liability and uninsured motorists, as well as collision coverage.
Steps in an Uber Injury Lawsuit
If an Uber accident causes significant injury, legal action may be required to get fair compensation. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.